Bank of the West Underwriter/Quality Assurance Analyst (Standard/Small Business Lending) in Tempe, Arizona

Underwriter/Quality Assurance Analyst (Standard/Small Business Lending)

Description

What sets Bank of the West apart from other banks is our team members–they embody the optimistic spirit of the West. There is a spirit here that drives us to do more. Our team of more than 10,000 employees is vital to the success of our Bank. They reflect our modern western values—straightforward, entrepreneurial and optimistic. We seek to create a corporate culture that fosters and rewards excellence, encourages creative thinking and respects diversity – an environment where team members are engaged, supportive of one another and enthusiastic about serving our customers. Bank of the West offers the stability of a company that has a 135 year history and is part of BNP Paribas, a European leader in global banking and financial services and one of the 6 strongest banks in the world. We offer opportunities across our diverse business lines – Retail Banking, Commercial Banking, National Finance, and Wealth Management.

Job Description Summary

Responsible for performing and documenting all applicable testing processes related to the Business Banking Division and the communication and resolution of findings and other issues. Anticipates and implements changes to the testing plans as a result of changes in the Bank's business environment including regulatory changes. Partners with internal and external auditors and regulators as necessary. Analyzes the testing methodology to identify patterns and trends, and communicates with management to ensure that risks are adequately identified and addressed. The Ideal candidate must have 3-5 years of Business Banking credit underwriting experience. Will review the different aspects of the lending decision and determine if the correct decision was made.

Essential Job Functions

Implements, performs and documents assigned control reviews; performs and conducts testing based on detailed procedures and processes. Identifies issues, exceptions and patterns, escalates to management for resolution and formally documents findings.

Communicates test results to management and business partners. Prepares and presents written testing report of testing results and recommendations.

Identifies areas of risk and make recommendations on operational improvements, processes for compliance, quality assurance and any additional training essential to mitigate risk. Seeks ways to assist the Bank in strengthening controls, remain compliant and improve efficiency.

Researches and analyzes testing results or issues, training, reads literature in order to become more knowledgeable about current banking, regulatory and audit issues, and performs other tasks as necessary to carry out daily responsibilities; maintains expertise in areas of testing.

Performs research, participates in training, and reads literature in order to become more knowledgeable about current business and issues related to assigned area(s).

Receives and analyzes monitoring and testing results from testing performed on related controls from business unit compliance officers.

  • LI-TW1

Qualifications

Education

  • High School Diploma or GED Required

  • Bachelor's Degree

Skills

  • Thorough knowledge of accounting principles

  • Thorough knowledge of commercial loan processing

  • Thorough knowledge of BOW commercial loan procedures as they apply to financial analysis

  • Thorough knowledge and ability to analyze financial statements, tax returns and cash flow

  • Thorough knowledge of industry relevant software used for analysis

  • Analytical and research skills

  • Excellent written and verbal communication

  • Ability to perform independently with a minimum of supervision

  • Good organizational skills

  • Good to presentation skills

  • Excellent PC skills, including knowledge of MS Word, Excel, Access, and related software

Equal Employment Opportunity Policy

Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.

Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.

Job: Operations

Location: United States-Arizona-Tempe

Requisition ID: 040721